Cautionary Statement

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Cautionary Statement

500 N. Akard Street, Suite 2850, Dallas, TX 75201

214.758.8600 | Fax: 214.758.8602 | 800.589.1173 | portfolio@calpian.com

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Statements contained on this website that state the intentions, hopes, beliefs, anticipations, expectations or predictions of the future of Calpian, Inc. and its management are forward looking statements. It is important to note that any such forward-looking statements are not guarantees of future performance and involve a number of risks and uncertainties. Actual results could differ materially from those projected in such forward-looking statements.

Factors that could cause actual results to differ materially from those projected in such forward-looking statement include: our lack of operating history; limited and potentially inadequate cash resources; changes in laws or regulations affecting our operations, as well as other risks described in our filings with the Securities and Exchange Commission ("SEC").